cryptocurrency in india app

Cryptocurrency has transformed from being just a buzzword to becoming a mainstream financial asset in India. With millions of Indians investing in Bitcoin, Ethereum, and other digital assets, the demand for cryptocurrency apps in India has skyrocketed. Today, apps make it easy for anyone—from beginners to professional traders—to buy, sell, and manage crypto on their smartphones.

In this guide, we’ll cover everything you need to know about cryptocurrency apps in India in 2025, including:

The best cryptocurrency apps in India
Features to look for before choosing an app
How to buy and sell crypto safely
Legal aspects of cryptocurrency in India
Tips for beginners
Frequently asked questions (FAQs)

By the end, you’ll know which app suits your needs and how to navigate the growing world of digital assets in India.

Why Use a Cryptocurrency App in India?

Before 2016, crypto trading in India was mostly limited to desktop exchanges and global platforms. But as smartphone usage grew, apps revolutionized the crypto industry. Today, you can invest in Bitcoin or altcoins with just a few taps.

Benefits of Using Cryptocurrency Apps:

Accessibility – Trade 24/7 directly from your smartphone.
Security – Many apps use two-factor authentication, biometric logins, and cold storage.
User-Friendly – Beginner-friendly interfaces for new investors.
Instant Transactions – Deposit INR using UPI, IMPS, or bank transfer.
Wide Choice of Coins – Access to Bitcoin, Ethereum, Ripple, Solana, Dogecoin, and more.

Legal Status of Cryptocurrency in India (2025)

Cryptocurrency in India operates in a regulated but evolving environment.

Not Illegal: Owning and trading crypto is legal in India, but it is not considered a legal tender (unlike rupees).
Taxation: Since 2022, profits from crypto trading are taxed at 30% plus a 1% TDS on transactions.
Regulations: The Reserve Bank of India (RBI) and the Indian government are working on a Crypto Bill to regulate exchanges and apps.

This means you can use cryptocurrency apps in India safely, but you must follow tax rules.

Top 10 Cryptocurrency Apps in India (2025)

Here’s a detailed look at the best cryptocurrency apps in India, based on features, fees, and user experience.

1. WazirX

One of India’s most popular apps.
Supports 250+ cryptocurrencies.
Low trading fees (0.2%).
Backed by Binance, ensuring global-level security.
UPI and bank transfer support.

2. CoinSwitch Kuber

Beginner-friendly app with a simple interface.
Over 100 cryptocurrencies available.
Minimum investment: ₹100.
No order book—direct price buying.

3. ZebPay

One of the oldest crypto exchanges in India.
Focuses on security and compliance.
Supports BTC, ETH, and multiple altcoins.
Charges low trading fees (0.15%).

4. CoinDCX

Popular among advanced traders.
500+ cryptocurrencies.
Margin and futures trading available.
Strong educational platform for beginners.

5. Unocoin

Oldest Indian crypto platform (since 2013).
Great for Bitcoin investors.
SIP (Systematic Investment Plan) in Bitcoin available.
Easy INR deposits.

6. Binance (Global with Indian Access)

Largest global crypto exchange.
Supports Indian users with P2P INR deposits.
600+ coins available.
Advanced trading tools for professionals.

7. Kuberan’s House Crypto App (Upcoming)

New entrant focusing on startups and investments.
Designed for investors looking to combine crypto + business opportunities.

8. Paytm Crypto (Expected Soon)

Paytm is reportedly planning crypto features once regulations become clear.
Would integrate crypto into Paytm Wallet/UPI system.

9. Mudrex

Focus on crypto investment baskets (like mutual funds).
Allows automated investments.
Regulated in India and US.

10. Bitbns

Wide variety of altcoins.
Features like fixed income on crypto holdings.
Margin trading available.

How to Choose the Best Cryptocurrency App in India

When selecting a crypto app, consider the following:

Security Features – Ensure 2FA, biometric login, cold storage.
Supported Coins – Check if the app offers Bitcoin, Ethereum, and trending altcoins.
Fees & Charges – Look at trading fees, withdrawal charges, and hidden costs.
Deposit/Withdrawal Options – UPI, IMPS, net banking, debit/credit cards.
Ease of Use – Beginners need simple apps like CoinSwitch; pros may prefer Binance or CoinDCX.
Regulatory Compliance – Apps that follow Indian government KYC and AML guidelines are safer.
Customer Support – Quick resolution of issues is crucial.

Step-by-Step Guide: How to Use a Cryptocurrency App in India

Go to Google Play Store or Apple App Store.
Download your preferred crypto app (WazirX, CoinDCX, etc.).

Step 2: Complete KYC

Upload PAN, Aadhaar, or Passport.
Verification usually takes a few hours.

Step 3: Deposit INR

Use UPI, IMPS, or bank transfer to add funds.

Step 4: Buy Cryptocurrency

Select Bitcoin, Ethereum, or your preferred coin.
Enter amount (minimum ₹100–₹500 on most apps).
Confirm purchase.

Step 5: Secure Your Crypto

Keep funds in the app wallet or transfer to a private wallet for extra security.

Step 6: Sell or Trade Anytime

Use the app to sell back to INR or trade between cryptocurrencies.

Pros and Cons of Using Cryptocurrency Apps in India

✅ Pros:

Easy access to crypto markets.
UPI and INR deposits make it beginner-friendly.
Security features protect funds.
Great variety of coins available.

❌ Cons:

High taxes (30% on profits, 1% TDS).
Price volatility may cause losses.
Regulatory uncertainty.
Some apps charge hidden withdrawal fees.

Tips for Beginners Using Crypto Apps in India

Start Small – Invest ₹500–₹1000 initially.
Diversify – Don’t put all money in one coin.
Avoid Panic Selling – Crypto markets are volatile.
Learn First – Use free learning platforms by CoinDCX and Binance Academy.
Secure Your Account – Always enable 2FA.
Track Taxes – Keep records for IT filing.

Future of Cryptocurrency Apps in India

The future looks bright but regulated:

CBDC (Central Bank Digital Currency): The RBI is working on a digital rupee, which may integrate with crypto apps.
Mainstream Adoption: More apps like Paytm and PhonePe may join the crypto ecosystem.
More Regulations: Stronger compliance and taxation clarity will boost trust.
Integration with DeFi: Apps may offer staking, lending, and NFT trading.

Frequently Asked Questions (FAQs)

1. Is cryptocurrency legal in India?

Yes, cryptocurrency trading is legal in India, but it is taxed at 30% with 1% TDS.

2. Which is the best cryptocurrency app in India for beginners?

CoinSwitch Kuber and WazirX are beginner-friendly apps.

3. Can I buy Bitcoin in India with UPI?

Yes, most apps like WazirX and CoinDCX allow UPI deposits.

4. What is the minimum investment in cryptocurrency in India?

You can start with as little as ₹100 on apps like CoinSwitch.

5. Are crypto apps safe in India?

Yes, regulated apps with KYC and security measures are safe, but always transfer large funds to a private wallet.

6. Do I have to pay tax on crypto in India?

Yes, all profits are taxed at 30% + surcharge + cess, and every trade has 1% TDS.

7. Which crypto apps offer the most coins in India?

Binance and CoinDCX provide access to 500+ cryptocurrencies.

Conclusion

Cryptocurrency in India has come a long way, and crypto apps are now the gateway for millions of investors. From buying Bitcoin with UPI to trading hundreds of altcoins, these apps make it possible for both beginners and professionals to explore the digital economy.

While regulations and taxation create challenges, the future of cryptocurrency apps in India looks strong. With the rise of blockchain adoption, digital rupee projects, and growing investor awareness, apps like WazirX, CoinSwitch, and CoinDCX will continue to play a key role.